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Rates & Fees

Investment Rates

Certificates of Deposit
Term Rate APY Minimum Deposit
3 Month .15% .15% $500.00
6 Month .25% .25% $500.00
1 Year .30% .30% $500.00
1 1/2 Year .50% .50% $500.00
2 Year .50% .50% $500.00
2 1/2 Year .50% .50% $500.00
3 Year .50% .50% $500.00
4 Year .75% .75% $500.00
5 Year .75% .75% $500.00

A Penalty will be imposed for early withdrawal
Savings Accounts
Term Rate APY Minimum Deposit
Statement .25% .25% $100.00
Passbook .25% .25% $100.00
Christmas Club Coupon Book .15% .15% $5.00
Christmas Club Auto Transfer .15% .15% $5.00
Checking Accounts
Term Rate APY Minimum Deposit
"NOW" Checking .10% .10% $300.00

The Annual Percentage Yield (APY) is obtained by maintaining daily collected balance of $300.00. If the balance falls below $300.00 requirement any day during the monthly cycle, a $5.00 fee may be imposed, reducing earnings on the account. Rates are subject to change after account is opened.

Service Charges/Fees

Product/Service Type Fee
Visa Gift Card $2.50/Per Card
ATM (Foreign) $1.00/Per Transaction
ATM (On-Us) N/C
Debit Card Dispute Fee $10.00
Cashier's Check $5.00
Certified Check $5.00
Money Order $3.00
Notary (Customers Only) N/C
Signature Guarantee $5.00
Stop Payment $20.00
Levies $100.00
Account Recon/Customer Service $20.00/Per Hour
Overdraft Item Fee
(imposed on overdrafts created by checks, in-person withdrawals, ATM withdrawals, or other electronic means)
Return Item Fee
(imposed when checks and items presented by electronic means are returned unpaid)
Uncollected Funds $10.00
Deposit Item Return $10.00
Photocopies $1.00
Copy of Statement without checks (Per Statement) $2.00
Copy of Statement with checks (Per Statement) $4.00
Repeat Balance - Phone Calls $1.00
Fax: (856) Area $2.00
Fax: Other Area $5.00
Early Withdrawal Christmas Club/Vacation Club $5.00
Night Drop Lock Bags $25.00
NNB White Zipper Bags $5.00
Outgoing Wire $20.00
Foreign Wire $40.00
Incoming Wire N/C
Safe Deposit Box 10x10 $107.00/Per Year
Safe Deposit Box 2x5 $21.40/Per Year
Safe Deposit Box 3x10 $42.80/Per Year
Safe Deposit Box 3x5 $26.75/Per Year
Safe Deposit Box 5x10 $53.50/Per Year
Safe Deposit Box 5x5 $32.10/Per Year
Safe Deposit Box Drilling $100.00
Lost Safe Deposit Box Key $10.00
Initial Document Review (MSB) $100.00
Initial Document Review (MSB Agent) $50.00
Yearly Document Review (MSB) $50.00
Yearly Document Review (MSB Agent) $25.00
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