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Elderly Citizens Fraud on the Rise
We need to continue our awareness campaigns to protect our elderly population. More and more of our elderly citizens are adapting to all the newest technologies, but some are still unaware of the dangers they possess. People tend to forget that criminals are not only lurking on the Internet, but they will do or say whatever is necessary to get your information. Our older citizens need to become aware of the different methods that criminals use to commit Identity theft, and how different frauds keep evolving.
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Gift Cards
With a Visa® Gift Card you'll give the perfect gift every time. This card can be used almost anywhere the Visa® logo is displayed. Start your holiday shopping today. Cards can be purchased at all of our convenient branch locations.
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Are you getting Social Security, VA or other Federal Benefits by paper check? You are required by the US Department of the Treasury to switch to electronic payments by March 1, 2013.
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.